Archive for November 19th, 2011

Need Home Owners Insurance in order to secure Mortgage loan in Brooklyn – Heeeelp?

Posted in Insurance on November 19th 2011
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Peter A asked:


Every major and some local places we called won’t insure our home due to its proximity to the water. We’re not in a flood zone, but their excuses are either hurricane or wind damage in Bayridge, Brooklyn NY. Its a 2 family home…semi-attached…3 stories, basement, backyard.

Any locals or insurance experts offer advice?

thanks!

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What can my home owner’s insurance do about mold?

Posted in Insurance on November 19th 2011
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Amy asked:


I believe I have it–what can they do to get rid of it? What steps do I take myself to get then to correct the problem? I am sure I have mold
While some are saying here that it is excluded, on my policy it says I am covered for “fungi and other microbes” . I have asked my insurance and asked if this means mold, and they have said yes.

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