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Angie M asked:


We will possibly be renting/buying a manufactured home. We have to put 2k down and then we have a balance that we will pay every month for 5 years to the owners of the manufactured home community. After the 5 years we will own it. We will also pay $179 a month for lot rental. So, would we need homeowners insurance or renters insurance? Or is there another kind that is specific to manufactured homes. We currently have our house (regular stick built) insured with State Farm.

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tommytsi asked:


I currently own and occupy a home that I will soon be renting…… Right now my home owners insurance is rapped in with my mortgage payment…. I am curious as to how much less this insurance will be once I begin to rent it out … any help would be appreciative.

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cmsb705 asked:


A home loan with less than 20% down requires PMI (Private Mortgage Insurance). Since most “sub-prime” mortgages would require PMI, why are banks losing so much money on these loans? Shouldn’t it be the insurance companies that lose the money?

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desperate asked:


Illinois suburb, house value $750,000

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